The Budget Planner. Know where every dollar went.
Monthly budgets, a bill tracker, savings goals and a simple spending log — all in one calm file. Undated, so you start with this month, not next January.

Everything a day needs. Nothing it doesn't.
One file, built around a monthly budget page. Open it on your tablet, tap this month’s tab and fill in the numbers — no spreadsheet formulas, no app subscription.
Income at the top, fixed costs and variable spending in the middle, what’s left at the bottom. One page, the whole month.
Every bill, its due date and a tick box per month. A subscription audit page to cancel what you forgot you pay for.
A page per goal with the target, the monthly amount and a progress bar you colour in as you go.
Write the month in yourself. Start in March, skip August, nothing is wasted.
GoodNotes, Notability, Noteshelf, Samsung Notes, Xodo — on iPad, Android or Windows. Handwriting or typing, your choice.
The link lands in your inbox a minute after checkout. One payment, no renewals, free re-downloads anytime.
From checkout to your first page in two minutes.
No printing, no shipping, no account to create. Three steps and the planner is open on your tablet.
One payment, card or wallet. Your statement shows AYFINA — nothing else, no renewals.
Your download link arrives within a minute. Save the PDF to your tablet or cloud drive; the link never expires.
Import into GoodNotes, Notability, Noteshelf or any PDF app. Tap this month’s tab, write your income and go.
What people say after a month.
Before you buy, the practical bits.
What exactly do I receive?
One hyperlinked PDF (96 pages, portrait) sent to your email within a minute of checkout. The download link never expires and you can re-download anytime.
Which apps does it work with?
Any PDF annotation app: GoodNotes, Notability, Noteshelf, Samsung Notes, Xodo, Penly and more — on iPad, Android and Windows tablets. Tabs work in all of them.
Does it do the maths for me?
No — and that’s the point. Writing the numbers yourself is what makes them stick. There are no formulas, no categories to set up and no app to subscribe to.
Can I print it?
Yes — it prints cleanly on A4 and US Letter. It's designed for tablets first, but the layouts work on paper too.
What if it isn't for me?
Write to us within 14 days and we'll refund you. No forms, no questions beyond "what didn't work?" so we can improve it.
What will my card statement say?
AYFINA or AYFINA.NET. One-time charge, no subscription, nothing renews.
Something else? Visit the Help Centre — a real person answers within one business day.
Ready for calmer days?
The Budget Planner · $29 · one payment, yours forever · in your inbox within a minute.
