The Money Series. Know where every dollar went.
Our money-planning system, in five editions — from the single Budget Planner to the editable source files with a spreadsheet companion. Hyperlinked PDFs you fill in by hand, on iPad, Android or Windows. No formulas to set up, no app to subscribe to.

Five editions. Each one adds, nothing is taken away.
Every edition includes everything in the one before it. Start small, or take the whole system with the editable source files.
All editions: one-time payment · instant download · free updates · 14-day guarantee · works in GoodNotes, Notability, Noteshelf, Samsung Notes and Xodo.
Everything your money needs. Nothing it doesn't.
Every edition is built around the same monthly budget page: income at the top, costs in the middle, what's left at the bottom. The higher editions add debt, savings, a shared layout for two and the files to make it yours.
Income, fixed costs, variable spending, what's left. One page, the whole month, written by hand so the numbers stick.
The bill tracker is in every edition; Debt Payoff joins at + Debt Map, Savings & Sinking Funds at The Money Set, all cross-linked.
Write the month in yourself. Start in March, skip August, nothing is wasted.
The Couples Edition adds a shared two-income layout, joint bills and who-pays-what pages, with both names on the covers.
GoodNotes, Notability, Noteshelf, Samsung Notes, Xodo — on iPad, Android or Windows. Handwriting or typing, your choice.
The links land in your inbox a minute after checkout. One payment, no renewals, free updates. Editable Source adds the Canva files and the spreadsheet.
From checkout to your first page in two minutes.
No printing, no shipping, no account to create. Three steps and the planner is open on your tablet.
One payment, card or wallet. Your statement shows AYFINA — nothing else, no renewals.
Your download links arrive within a minute — one per file in your edition. Save them to your tablet or cloud drive; they never expire.
Import into GoodNotes, Notability, Noteshelf or any PDF app. Tap a tab, write today's date and go.
What people say after a month.
Before you buy, the practical bits.
What exactly do I receive?
Hyperlinked PDF files sent to your email within a minute of checkout — one file for the first edition, up to seven files plus the Canva source and spreadsheet for Editable Source. Links never expire and you can re-download anytime.
Can I upgrade to a higher edition later?
Yes. Email us your order number and we'll send a link for the difference in price only — you never pay twice for the same planner.
Which apps does it work with?
Any PDF annotation app: GoodNotes, Notability, Noteshelf, Samsung Notes, Xodo, Penly and more — on iPad, Android and Windows tablets. Tabs work in all of them.
Is it dated or undated?
All editions are undated — write the month in and start any time, so nothing goes to waste.
Does it do the maths for me?
The planners don't — and that's the point: writing the numbers yourself is what makes them stick. If you do want formulas, the Editable Source edition includes a 12-month spreadsheet companion (Google Sheets and Excel) that mirrors every page and adds the totals up for you.
What if it isn't for me?
Write to us within 14 days and we'll refund you. No forms, no questions beyond "what didn't work?" so we can improve it.
What will my card statement say?
AYFINA or AYFINA.NET. One-time charge, no subscription, nothing renews.
Something else? Visit the Help Centre — a real person answers within one business day.
Ready for calmer days?
The Money Series · from $30 · one payment, yours forever · in your inbox within a minute.
